Appraisal without the overhead. That's the e.
Disputing what your insurance company says your claim is worth? An electronic appraisal runs on the photos, estimates and documents you already have. Less driving, less paper and less waiting means less overhead, and that can mean a lower cost to you.
Start Online For home and auto claims where you and the insurer disagree on the amount.Cut the overhead, not the quality
A big part of what traditional appraisal costs is overhead: travel, scheduling, printing and back-and-forth. Doing it electronically removes much of that.
Your photos and video
Documented damage, reviewed remotely.
Start the same day
Upload when it suits you, day or night.
One secure claim file
Policy, estimates and letters in one place.
Updates online
Know where your appraisal stands without chasing anyone.
Traditional vs. electronic appraisal
Same purpose: an independent appraisal of what your covered loss is worth. A leaner way to get there.
| Traditional | Electronic | |
|---|---|---|
| Getting started | Calls, then an appointment | Upload your documents online |
| Evidence | In-person visit for most claims | Your photos, video and estimates, with a visit only if truly needed |
| Paperwork | Printed, mailed, signed by hand | Digital files and e-signatures |
| Overhead | Travel time and mileage built in | Far less travel and admin |
| Cost to you | Reflects that overhead | Lower overhead can mean a lower cost |
Three steps, all online
Your policy's appraisal clause sets the rules. The electronic part is how the work gets done.
Upload
Share your policy, the insurer's estimate or offer, photos and any estimates of your own.
Review
Your claim is reviewed and, where appraisal fits, invoked in writing under your policy.
Resolve
Independent appraisers (and an umpire if needed) set the amount of the loss.
Good questions
Is an electronic appraisal as thorough?
The work is the same: reviewing your policy, the damage and the numbers. Good photos, video and estimates carry most claims, and a site visit can still happen when one is truly needed.
What kinds of claims?
Home and auto claims where the insurer accepts the loss is covered but you disagree on how much it's worth.
How much does it cost?
It depends on the claim. Because electronic appraisal carries less overhead, it can cost less than a traditional, travel-heavy approach. Ask for a quote.
What do I need to start?
Your policy, the insurer's estimate or offer letter, and photos of the damage. Anything else you have helps.
Start your eAppraisal today
Adjuster Shield provides independent insurance appraisal services, handled electronically wherever possible so you get a fair look at your claim without paying for overhead you don't need.
Get Started With Adjuster Shield General information, not legal advice.